vstars Chapter 26 50 Yuan Knocks Dad Out
Chapter 26 50 Yuan Knocks Dad Out
Just after nine o'clock in the morning, the securities brokerage was still quiet, a stark contrast to the frenzy at the close of trading last Friday.
Zhou Shiming had just brewed a strong cup of tea and was preparing to start his day's work when he saw that familiar figure walk calmly into the manager's office.
"Brother Ling? So early?" Zhou Shiming was a little surprised and quickly got up, his face already plastered with his usual warm smile. He noticed that Ling Yun was carrying a bulging black briefcase.
"Good morning, Manager Zhou." Ling Yun nodded and got straight to the point, "I'm here today to settle the previous financing payments."
"Settle the accounts?" Zhou Shiming was slightly taken aback, a hint of disappointment flashing through his mind, but he was more impressed by the young man's decisive actions.
Most people who make such a fortune would either be overwhelmed with elation or eagerly seek the next target. Very few would act so prudently as to handle the aftermath. "Brother Ling, are you... planning to take a break and observe the situation?"
"Well, I have other plans for these funds." Ling Yun didn't explain further, placing his briefcase on the table. "Manager Zhou, could you please calculate how much needs to be transferred, including principal and interest?"
"Okay, please wait a moment, I'll calculate it right away!" Zhou Shiming immediately picked up the calculator and his special ledger, his expression focused. The only sounds in the office were the ticking of the calculator keys and the rustling of turning pages.
After a moment, he looked up and gave a precise figure: "Brother Ling, your previous principal was 135 million yuan. According to the agreed interest rate and the number of days it was used, the interest is 43,700 yuan. The total amount to be transferred from your account is 1,393,700 yuan."
"Okay." Ling Yun had no objections and took out the bankbook and relevant documents from his briefcase. "Let's get it done now."
The process was swift. In this era of nascent financial digitalization, although large-scale fund transfers required manual operation and multiple layers of signatures, everything proceeded smoothly under the personal supervision of a manager at Zhou Shiming's level.
Watching the staff hand back the receipt, confirming that the 135 million yuan in leveraged capital, along with over 40,000 yuan in interest, had been separated from Lingyun's account, Zhou Shiming felt a surge of emotion. Although this leveraged financing transaction was short-lived, the commission income it brought to the branch and his personal potential performance bonuses were extremely considerable. More importantly, through this cooperation, he had secured a client with unlimited potential.
"Brother Ling, all the formalities are complete." Zhou Shiming handed the last receipt to Ling Yun, his tone slightly probing. "I've been keeping that special account room for you, and the trading system is installed and tested. You can come and use it anytime."
"Thank you, Manager Zhou. I'll come again next time I need assistance." Ling Yun took the receipt, looked at it carefully, and after confirming that it was correct, carefully placed it into the inner layer of his briefcase.
After settling the margin financing, Lingyun's pure profit, including the initial principal, had reached a staggering 630 million yuan! In an era when a worker's monthly salary was only four or five hundred yuan, this was a fortune that could drive anyone crazy.
He didn't linger at the branch office. After nodding to Zhou Shiming, he turned and walked towards the adjacent Industrial and Commercial Bank of China savings office.
There weren't many people in the savings bank. Ling Yun went straight to the remittance counter and asked for a wire transfer slip. He picked up an old-fashioned dip pen from the counter, filled it with ink, and wrote his name and account number in the remitter's column. In the payee's column, he carefully wrote his father's name and the family's bank account number.
Remittance amount: RMB 500,000.
The remittance fee was considerable, but Ling Yun didn't even blink. After completing the formalities and taking the remittance receipt, he walked to the orange IC card phone in the corner of the savings bank, inserted the card, and dialed his father's workplace.
"Hello, who is this?" The familiar, slightly hoarse voice of my father came from the other end of the phone, with the background sound of metal clanging that was common in the factory workshop.
"Dad, it's me," Ling Yun said calmly.
"Xiaoyun?" The father's voice paused for a moment, seemingly a little surprised. "Calling at this hour, is something wrong? Are you short of money?" It was typical fatherly concern, direct and simple.
"No. Dad, I just transferred some money to the family savings account. You can check it at the credit union when you have time in the next couple of days." Ling Yun tried to make his tone sound casual.
"Transfer money? Where did you get the money?" The father's voice rose eight octaves, filled with doubt and a hint of wariness.
"Not much, five hundred thousand," Ling Yun interrupted his father.
There was an instant silence on the other end of the phone.
Even the background noise seemed to fall silent in shock at the number. A full seven or eight seconds passed before the father's voice returned, filled with disbelief: "How...how much?! Five hundred thousand?! Ling Yun! Say that again?! You're a student who hasn't even graduated, where did you get five hundred thousand?!"
[At this point, I hope readers will remember our domain name 1110 ...
After the initial shock came a sudden outburst of anger and panic. "You bastard! What have you done that's illegal or disorderly?! I'm telling you, Lingyun! You better explain yourself right now!" The voice was so loud that the phone receiver was buzzing.
Ling Yun held the receiver a little further away from his ear, waiting for his father's roar to subside before calmly dropping the prepared bombshell: "Dad, do you still remember that savings account with 270,000 yuan?"
"Bankbook? What bankbook..." the father blurted out instinctively, then stopped abruptly as if struck by lightning. What followed was an even more raging outburst of anger; one could almost picture his flushed face and wide-eyed rage through the phone line.
"Lingyun! Did you steal the money I saved to buy the bulldozer?! You bastard! That's all the family's savings! It was meant to..." The father was so angry he was incoherent, "You...you wait! You just wait at school! I'm going to school right now! I'm going to break your legs!!"
Hearing his father's furious outburst on the other end of the phone, and even hearing him fumbling for something as if he was really about to get up, Ling Yun's lips curled into a helpless smile.
"Dad, come on over." Ling Yun's tone remained calm, even tinged with arrogance. "But think it over before you come. If you come and beat me up, I'll only be able to return 450,000 of that 500,000. Getting beaten up and losing 50,000, do you think it's worth it?"
"..." An eerie silence fell again on the other end of the phone.
Fifty thousand yuan! In this day and age, that's enough to buy a decent house in the county town! And it's gone after a beating? No matter how you look at it, this is a huge loss! The father was clearly speechless at this "shameless" threat, his heavy breathing clearly audible, and for a moment he didn't know how to respond.
Ling Yun pressed his advantage, softening his tone: "Dad, the money came cleanly; I earned it through my own abilities in the stock market. That 270,000 yuan was the principal I borrowed, and I'm returning it to you and Mom with interest. Didn't you want to buy a bulldozer? Just tell me if you need more money."
He paused for a moment, then said, "I know what you're worried about. Don't worry, I know your son well; he's on the right path."
A long silence followed on the other end of the phone. The father's breathing gradually calmed, replaced by a complex mix of shock, bewilderment, and a hint of indescribable...pride?
After a long while, the father's voice rang out again, still angry but clearly lacking confidence, even tinged with a hint of trepidation: "You...you brat! You really didn't do anything wrong?"
"Absolutely not." Ling Yun said firmly.
"...You little brat!" the father cursed, but his tone had softened considerably. "You think you're all grown up now? Daring to steal money from the family! And...and threatening your old man like that!" He muttered, seemingly still trying to maintain his fatherly authority, but the weight of that 500,000 yuan had left him somewhat dizzy. "Wait...wait until you get back, then I'll deal with you!"
Ling Yun knew the storm had passed. He smiled and said, "Okay, I'll go back in a couple of days. Talk to Mom nicely, don't scare her. Spend the money as you like, and let me know if you need more."
Ling Yun thought to himself, "I'll just consider this matter over. I've escaped my father's punishment." A slight smile appeared on his lips.